Klarna Merchant Fee Calculator
Klarna merchant fees: typically 5.99% + $0.30 for Pay Later and installments. Calculate your net revenue per BNPL transaction. Free Klarna cost calculator.
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Frequently asked questions
Klarna Merchant Fee Calculator — 2026
Calculate your net revenue after Klarna's payment processing fee for Buy Now Pay Later transactions.
5.99% + $0.30
Standard US merchant rate for Klarna checkout.
BNPL comparison
See how Klarna fees compare to standard card processing.
Methodology & sources
This is an independent estimate. The calculator applies the rates shown in its breakdown; platform contracts, country, account tier, taxes, and promotions can change the final amount. Confirm the current terms before making a financial decision.
Rates and platform terms can change. Use the linked official source when available and verify the current terms before transacting.
Example Calculations
| Sale Price ($) | Total Fees | Your Net Earnings |
|---|---|---|
| $10.00 | $0.90 | $9.10 |
| $50.00 | $3.30 | $46.71 |
| $100.00 | $6.29 | $93.71 |
| $500.00 | $30.25 | $469.75 |
| $1,000.00 | $60.20 | $939.80 |
Based on default settings. Use the calculator above for your exact figures.