Braintree vs Stripe Standard Fees

Braintree: 2.59% + $0.49 (cards) vs Stripe: 2.9% + $0.30 (cards). Braintree has a lower percentage rate but higher fixed fee. Stripe is cheaper for small transactions (under ~$6); Braintree is cheaper for larger transactions.

When does Braintree become cheaper than Stripe?

Break-even: 2.59% + $0.49 = 2.9% + $0.30 → 0.31% difference = $0.19 fixed difference → break-even at ~$61 transaction value. Above $61, Braintree is cheaper per transaction.

Does Braintree charge fees for PayPal Venmo transactions?

Yes. PayPal and Venmo transactions through Braintree carry a higher rate of 3.49% + $0.49, same as PayPal's standard commercial rate.

Braintree Payment Processing Calculator

Calculate Braintree fees: 2.59% + $0.49 for cards, 3.49% + $0.49 for PayPal/Venmo. Free Braintree fee calculator.

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Frequently asked questions

Braintree Fee Calculator — 2026

Calculate Braintree processing fees for credit/debit cards (2.59% + $0.49) and PayPal/Venmo (3.49% + $0.49).

Two payment types

Card rate (2.59%) vs PayPal/Venmo rate (3.49%).

vs Stripe comparison

Braintree beats Stripe for transactions above ~$61.

Fee rates verified and updated April 2026. Rates may change — verify directly with the platform before transacting.